[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.eles-solar.cz\/jak-pres-vanoce-nezbankrotovat\/#Article","mainEntityOfPage":"https:\/\/www.eles-solar.cz\/jak-pres-vanoce-nezbankrotovat\/","headline":"Jak p\u0159es V\u00e1noce nezbankrotovat","name":"Jak p\u0159es V\u00e1noce nezbankrotovat","description":"Je pochopiteln\u00e9, \u017ee V\u00e1noce jsou nejenom sv\u00e1tky m\u00edru a klidu, ale tak\u00e9 doba, kdy se sna\u017e\u00edme obdarovat v\u0161echny, na kter\u00fdch n\u00e1m z\u00e1le\u017e\u00ed. Dary a filantropick\u00e1 … ","datePublished":"2023-04-27","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.eles-solar.cz\/author\/#Person","name":"eles-solar.cz\n","url":"https:\/\/www.eles-solar.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"eles-solar.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.eles-solar.cz\/jak-pres-vanoce-nezbankrotovat\/","about":["Pen\u00edze"],"wordCount":403,"articleBody":"Je pochopiteln\u00e9, \u017ee V\u00e1noce jsou nejenom sv\u00e1tky m\u00edru a klidu, ale tak\u00e9 doba, kdy se sna\u017e\u00edme obdarovat v\u0161echny, na kter\u00fdch n\u00e1m z\u00e1le\u017e\u00ed. Dary a filantropick\u00e1 gesta jsou typickou povahou v\u0161ech lid\u00ed, nejenom \u010cech\u016f, V\u00e1noce v\u0161ak dod\u00e1vaj\u00ed t\u00e9to zvyklosti jakousi magickou auru a my se \u010dasto nech\u00e1v\u00e1me strhnout davovou hysteri\u00ed a kupujeme i d\u00e1rky, kter\u00e9 potom nev\u00edme, komu d\u00e1t.
 
 Hlavn\u011b se nezadlu\u017eit
 M\u00e1me pro v\u00e1s n\u011bkolik rad, jak nezruinovat rodinu a eventu\u00e1ln\u011b sv\u00e9ho utr\u00e1cen\u00ed nelitovali u\u017e na Silvestra. \u010ce\u0161i podle pr\u016fzkum\u016f utr\u00e1cej\u00ed ka\u017ed\u00fd rok v\u00edce.
 
 1. Pl\u00e1nujte si v\u0161echny v\u00fddaje
 Jak\u00e9koli zv\u00fd\u0161en\u00ed v\u00fddaj\u016f je v\u017edy r\u00e1na do rodinn\u00e9ho rozpo\u010dtu, zvl\u00e1\u0161\u0165, pokud sei z v\u00fdplaty neu\u0161et\u0159\u00edte v\u00edc ne\u017e maxim\u00e1ln\u011b p\u00e1r stovek. Napi\u0161te si seznam, co v\u0161echno budete kupovat. D\u00e1rky pro v\u0161echny bl\u00edzk\u00e9, p\u0159ibli\u017en\u00fd rozsah.
 
 Napl\u00e1nujte kupov\u00e1n\u00ed d\u00e1rku alespo\u0148 na dv\u011b v\u00fdplaty, \u0161et\u0159ete na V\u00e1noce, pokud r\u00e1di utr\u00e1c\u00edte. Ujasn\u011bte si, kolik pot\u0159ebujete na b\u011b\u017en\u00fd rodinn\u00fd rozpo\u010det a kolik dok\u00e1\u017eete u\u0161et\u0159it na nadstandard. Vy\u0161krtejte z toho seznamu v\u0161echno, co u\u017e m\u00e1te a co je zbyte\u010dn\u00e9 kupovat. Rozli\u0161ujte mezi nutnost\u00ed a nadstandardem. Nepo\u010d\u00edtejte s pen\u011bzi, kter\u00e9 nem\u00e1te, nebo jejich p\u0159\u00edjem nen\u00ed jist\u00fd.
 
 2. Rozlo\u017ete si n\u00e1klady do n\u011bkolika m\u011bs\u00edc\u016f 
 Nenech\u00e1vejte n\u00e1kupy na posledn\u00ed t\u00fdden p\u0159ed v\u00e1noci. \u0160et\u0159ete, vytvo\u0159te si \u00faspory. Nemus\u00ed b\u00fdt nijak velk\u00e9, sta\u010d\u00ed si pen\u00edze slo\u017eit ze dvou, t\u0159\u00ed v\u00fdplat. Nakupujte pr\u016fb\u011b\u017en\u011b, hl\u00eddejte ak\u010dn\u00ed nab\u00eddky, pou\u017e\u00edvejte slevov\u00fd port\u00e1l a hledejte, kde po\u0159\u00edd\u00edte stejnou v\u011bc nejlevn\u011bji. Pokud se jedn\u00e1 o v\u011bt\u0161\u00ed d\u00e1rky pro rodinn\u00e9 p\u0159\u00edslu\u0161n\u00edky, kupujte je p\u0159edem a pokud jsou moc drah\u00e9, slo\u017ete se na n\u011b s jin\u00fdm \u010dlenem rodiny.
 
 3. Nekupujte bezhlav\u011b 
 Nenechte se zviklat ka\u017edoro\u010dn\u00ed n\u00e1kupn\u00ed hore\u010dkou, kter\u00e9 se v \u010cesku standardn\u011b odehr\u00e1v\u00e1 ka\u017ed\u00fd rok asi deset dn\u00ed p\u0159ed V\u00e1noci, kdy v\u0161ichni kupuj\u00ed, co jim p\u0159ijde pod ruku. Dr\u017ete se seznamu.
                                                                                                                                                                                                                                                                                                                                                                                         4.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak p\u0159es V\u00e1noce nezbankrotovat","item":"https:\/\/www.eles-solar.cz\/jak-pres-vanoce-nezbankrotovat\/#breadcrumbitem"}]}]