[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.eles-solar.cz\/cesi-oslavuji-vanocni-svatky-na-dluh\/#Article","mainEntityOfPage":"https:\/\/www.eles-solar.cz\/cesi-oslavuji-vanocni-svatky-na-dluh\/","headline":"\u010ce\u0161i oslavuj\u00ed v\u00e1no\u010dn\u00ed sv\u00e1tky na dluh","name":"\u010ce\u0161i oslavuj\u00ed v\u00e1no\u010dn\u00ed sv\u00e1tky na dluh","description":"Ka\u017ed\u00fdm rokem si v\u0161ichni \u0159\u00edk\u00e1me, \u017ee leto\u0161n\u00ed v\u00e1noce nebudou jako ty lo\u0148sk\u00e9, kdy se v\u0161echno p\u0159\u00edli\u0161 p\u0159eh\u00e1n\u011blo a kupovalo se v\u0161echno mo\u017en\u00e9, na\u010de\u017e to rodinu … ","datePublished":"2023-04-27","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.eles-solar.cz\/author\/#Person","name":"eles-solar.cz\n","url":"https:\/\/www.eles-solar.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"eles-solar.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.eles-solar.cz\/cesi-oslavuji-vanocni-svatky-na-dluh\/","about":["Pen\u00edze"],"wordCount":495,"articleBody":"Ka\u017ed\u00fdm rokem si v\u0161ichni \u0159\u00edk\u00e1me, \u017ee leto\u0161n\u00ed v\u00e1noce nebudou jako ty lo\u0148sk\u00e9, kdy se v\u0161echno p\u0159\u00edli\u0161 p\u0159eh\u00e1n\u011blo a kupovalo se v\u0161echno mo\u017en\u00e9, na\u010de\u017e to rodinu dostalo do pom\u011brn\u011b t\u00ed\u017eiv\u00e9 finan\u010dn\u00ed situace, ze kter\u00e9 se jenom velmi t\u011b\u017eko dost\u00e1vala, trvalo to dlouh\u00e9 m\u011bs\u00edce a dluhy, kter\u00e9 rodina ud\u011blala, se p\u0159eplatily i dvojn\u00e1sobn\u011b.
 
 Mnoh\u00e9 rodiny, kter\u00e9 si p\u0159ed V\u00e1noci vezmou p\u016fj\u010dku t\u0159eba na deset tis\u00edc korun, ji mnohdy p\u0159eplat\u00ed a\u017e dvojn\u00e1sobn\u011b. Co\u017e m\u016f\u017ee znamenat, \u017ee si t\u0159eba nemohou dovolit jet v l\u00e9t\u011b na rodinnou dovolenou. Kdy\u017e se na to pod\u00edv\u00e1te z t\u00e9to perspektivy, je pon\u011bkud nedomy\u0161len\u00e9, br\u00e1t si p\u016fj\u010dky. A p\u0159esto to tak d\u011bl\u00e1 ka\u017ed\u00fd osm\u00fd \u010cech.
 
 \u00b7 Kolik si pr\u016fm\u011brn\u011b p\u016fj\u010dujeme? 
 Jedn\u00e1 se v\u011bt\u0161inou o obnos p\u011bt a\u017e deset tis\u00edc korun, ale v\u00fdjime\u010dn\u011b m\u016f\u017eeme naj\u00edt i p\u016fj\u010dky na v\u00e1no\u010dn\u00ed sv\u00e1tky v hodnot\u011b dvacet tis\u00edc korun.
 
 \u00b7 Kolik \u010cech\u016f o p\u016fj\u010dce letos uva\u017euje? 
 Podle pr\u016fzkumu se jedn\u00e1 o pr\u016fm\u011brn\u011b jednu t\u0159etinu respondent\u016f. Nav\u00edc z dot\u00e1zan\u00fdch lid\u00ed si \u0161edes\u00e1t t\u0159i procent lid\u00ed v minulosti na V\u00e1noce p\u016fj\u010dilo alespo\u0148 jednou, m\u00e9n\u011b ne\u017e t\u0159icet procent dvakr\u00e1t a v\u00edce kr\u00e1t.
 
 \u00b7 Na co si d\u00e1t p\u0159i p\u016fj\u010dk\u00e1ch pozor? 
 Ka\u017ed\u00fd rok n\u00e1s p\u0159ed t\u00edm odborn\u00edci varuj\u00ed \u2013 dob\u0159e i projd\u011bte smlouvu, kterou sepisujete, ale dokonce je\u0161t\u011b p\u0159edt\u00edm, ne\u017e ji uzav\u0159ete, odborn\u00edci doporu\u010duj\u00ed zam\u011b\u0159it se na d\u016fvod, pro\u010d p\u016fj\u010dku pot\u0159ebujete. P\u016fj\u010dujte si v\u017edycky jenom ty pen\u00edze, kter\u00e9 nutn\u011b pot\u0159ebujete, ne na nadstandard, kter\u00fd v\u00e1s eventu\u00e1ln\u011b m\u016f\u017ee zruinovat. Nem\u00e1 cenu se zadlu\u017eovat kv\u016fli n\u011b\u010demu, co nutn\u011b nepot\u0159ebujeme. Jist\u011b, m\u016f\u017ee to pro v\u00e1s zanemnat kr\u00e1sn\u00e9 dva nebo t\u0159i dny, ale pak se na n\u011bkolik m\u011bs\u00edc\u016f budete muset p\u0159\u00ed\u0161ern\u011b uskrovnit. A st\u00e1lo to potom za to?
 
 \u00b7 Jak\u00fdch z\u00e1sad se p\u0159i p\u016fj\u010dov\u00e1n\u00ed pen\u011bz dr\u017eet? 
 Dejte si pozor na p\u016fj\u010dky, kter\u00e9 poskytuj\u00ed nebankovn\u00ed spole\u010dnosti. Pro\u010d\u00edtejte dob\u0159e skryt\u00e9 poplatky, spo\u010d\u00edtejte si, o kolik ji p\u0159eplat\u00edte, a\u0165 potom nejste nemile p\u0159ekvapeni. Ale bu\u010fte opatrn\u00ed i v p\u0159\u00edpad\u011b, \u017ee si v obchod\u011b kupujete n\u011bjak\u00e9 d\u00e1rky na spl\u00e1tky. P\u0159edem si spo\u010d\u00edtejte, jak dlouho budete spl\u00e1cet a o kolik tu v\u011bc p\u0159eplat\u00edte. Nen\u00ed lep\u0161\u00ed si na ni na\u0161et\u0159it, ne\u017e za ni zaplatit a\u017e dvakr\u00e1t tolik?
                                                                                                                                                                                                                                                                                                                                                                                         3.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010ce\u0161i oslavuj\u00ed v\u00e1no\u010dn\u00ed sv\u00e1tky na dluh","item":"https:\/\/www.eles-solar.cz\/cesi-oslavuji-vanocni-svatky-na-dluh\/#breadcrumbitem"}]}]